PROTECT WHAT
YOU’VE BUILT.
Asset protection and property trusts designed to help keep your family home and legacy in the right hands.
KEEPING YOUR FAMILY
HOME IN THE FAMILY
You’ve spent a lifetime building your home, your savings, and your future. The last thing you want is to see those hard-earned assets lost to care fees, financial problems, remarriage complications, or decisions outside your control.
Iron Horse Legacy helps riders and families put the right protection in place so your wishes are respected and your assets stay where they belong.
Powered by Trafalgar Estate Planning, we combine over 35 years of estate planning and financial expertise to offer straightforward advice without the jargon or pressure.
A Property Protection Trust (PPT) is an enhanced Will designed to help protect your share of a jointly owned property after death.
In simple terms, it helps ensure that your share of the family home is protected for your chosen beneficiaries rather than becoming vulnerable to outside interference later down the line.
This can help provide protection against:
Care home fee assessments
Remarriage complications
Financial difficulties
Third-party claims
Assets being redirected away from your family
It gives joint owners greater control over what happens to their share of the property while still ensuring the surviving partner remains secure.
WHAT IS A PROPERTY
PROTECTION TRUST?
KEEP YOUR SHARE
PROTECTED
If your partner remarries, rewrites their Will, or gifts assets elsewhere in the future, your protected share remains ringfenced for your chosen beneficiaries.
REDUCE RISK
FROM CARE FEES
If the surviving owner later requires residential care, the protected share of the property may not form part of future care fee assessments.
STAY IN CONTROL
Property Protection Trusts offer flexibility while helping ensure your wishes remain respected long after you’re gone.
PROTECT THE
FAMILY LEGACY
The goal is simple:
keep your home, your assets, and your legacy in the family you built them for.
WHAT DOES THIS MEAN FOR
THE SURVIVING PARTNER?
Putting protection in place does not mean the surviving partner loses security or control.
In most cases:
They retain the right to live in the property for the rest of their life
They cannot be removed from the home by trustees
They can choose to sell the property and move elsewhere if needed
The Trust is normally managed jointly with trusted family members or chosen trustees
This structure is designed to create balance:
protecting the long-term legacy while ensuring the surviving partner remains fully supported.
STRAIGHT-TALKING ADVICE.
NO CORPORATE FLUFF.
Iron Horse Legacy was built around trust, honesty, and real conversations.
Gary Scottorn combines decades of estate planning and financial services experience with a lifelong passion for riding culture and community.
That means practical advice from somebody who understands both the technical side of protection planning and the people it’s designed to help.
No call centres.
No confusing jargon.
No hard sell.
Just experienced guidance designed to help you protect what matters most.
YOUR LEGACY
DESERVES PROTECTION
Whether you need help with Property Protection Trusts, wills, inheritance planning, or wider asset protection, we’re here to help you make informed decisions with confidence.
Protect what you’ve built.
Plan your legacy with confidence